Frequently Asked Questions

Before You Buy… Is Your Agent Asking & Answering Critical Questions?

What You Need to Know… Frequently Asked Questions

Q: What coverage's does my auto repair business need?

A: You should consider all of the following:

  • Garage Liability Coverage, including products and completed operations
  • Enhanced Garage Coverage
  • Workers’ Compensation Coverage
  • Property Coverage
  • Auto Coverage, including non-owned & hired auto coverage
  • Portable Tools & Equipment Coverage
  • Equipment Breakdown Coverage
  • Business Interruption/Loss of Income Coverage
  • Crime Coverage

Q: If I have multiple locations, do I need multiple policies?

A: No, one policy can cover any number of facilities, employees and your property. You’ll also experience cost savings and convenience with one policy.

Q: Are my client’s cars covered, even if I drive them off premises?

A: Yes, we can provide "garage keepers" coverage. This coverage covers your customers vehicles while they are in your care, custody, and control.

Q: What types of coverage are typically overlooked?

A: There are a number of areas many broker/agents overlook in an insurance review including Contents and Personal Property Coverage, which comes in the form of Basic, Broad, or Special which is the most comprehensive. Building Coverage, which also comes in three different levels, Basic, Broad or Special.

Q: How can Drews Insurance Services help me keep my costs down and maximize my coverage?

A: Drews Insurance Services is an independent broker/agent, we work for you, the client and are not locked into any carrier. We determine your needs, submit competitive bids and match you to the best policy for the lowest rate.

Q: How do you determine my unique and specialized needs?

A: A personal consultation is the best way. We will visit your business, evaluate your scope and determine what’s needed based on your unique situation. We’ve developed a checklist that will help us arrive at the best possible insurance solution for your particular needs and then shop that plan for the best possible rate and coverage. Often, we can get insurance companies to bid against each other on your policy, lowering your rates even more with the coverage that's best for you.

Q: How do I know I’m getting the best rate with the best carrier for the best coverage?

A: We have a Client Pledge that we take very seriously. If, for any reason, we fail to live up to our Pledge, we have lost the right to your business. Obviously, we will do whatever is in our power to earn your business now and in the future.

Insurance coverage can be perplexing, unless you understand the different coverage levels. Drews Insurance can help! Simply call (626) 852-0353 or Contact Us Here!

Protecting You, Your Business & Your Money

Drews Insurance offers auto shop and related auto business insurance, small business property and liability insurance, individual and homeowner property and liability coverage and other related insurance services… as an independent broker/agent! The only people we serve are our clients.